With nursing home costs being so extraordinarily high these days people have a very strong financial incentive to look for other options. In addition to the financial element, many people obviously would prefer to stay at home if possible for their own reasons.
In-home care can be facilitated by taking a couple of different steps. One of them would be to evaluate the needs of the person in question and make home improvements to accommodate them. Common improvements would include the installation of motion sensor faucets, grab bars, walk-in showers, and stair chairs.
Much of the in-home care that is provided for seniors who need living assistance comes from family members. However, it is also possible to bring in paid caregivers that are provided by licensed agencies. Clearly this option is not free, but it is far less expensive than a full-time stay in a nursing home.
Another possibility would be to reside in a residential care home. These facilities are often run by people who genuinely care about seniors out of their own homes, and they are licensed by the state. The costs are moderate because these homes are not designed to provide around-the-clock medically oriented care.
While there are alternatives that many can tap into some people need what nursing homes have to offer. While Medicare won’t pay the bills, Medicaid will absorb the costs if you can qualify.
To learn how to obtain Medicaid eligibility either for yourself or for an aging relative download our free report on the subject. You can gain access to the report by clicking this link and filling in the form that you see to the right: Medicaid Planning Report