There are some rather challenging realities that we all may face when we reach an advanced age. Because things like limited mobility and incapacity are not very pleasant to consider some people sweep these possibilities under the carpet and never think about them or discuss them with their family members.
This is a mistake because the truth is that most people who reach the typical age of retirement are going to need living assistance eventually. In most cases family members provide the care, but according to the United States Department of Health and Human Services you have a 40% chance of requiring nursing home care eventually if you are fortunate enough to reach the age of 65.
Because of the fact that so many elders will in fact need living assistance this is a topic that every family should discuss in advance so that everyone’s feelings and preferences are known.
In a lot of cases in-home care can be provided, and actions can be taken such as the installation of things like grab bars, guardrails, walk-in showers, motion sensor faucets, and the like.
However, when this is not possible you have to understand the fact that long-term care is extremely expensive, and Medicare won’t pick up the tab if your parents or a parent eventually require long-term residence in such a facility.
As a local Cleveland elder law firm we understand the eventualities of aging, and we have a background assisting families who want to be prepared. Feel free to get in touch with us to arrange a consultation if you would like to discuss things with an expert.