When a new year begins people sometimes make significant changes and take care of responsibilities that they have been setting aside. With this in mind we would like to encourage people who are unprepared for the future to start planning ahead in 2013.
It is best to plan from a holistic point of view with your financial goals for different periods of life firmly in focus. And ultimately, this planning culminates with a well constructed estate plan that provides financial resources for those that you love after you pass away.
The fact is that retirement is not a given, and many people must work beyond their age of Social Security eligibility because they find that their benefit is simply not enough. You would do well to do some careful research with the assistance of a good retirement planning attorney to devise a plan so that you are not among those who are still punching the clock when you are 70 or 75 years of age.
Incapacity planning is another must for serious minded individuals. People are living longer than they ever have before, and it is not uncommon for individuals to live well into their 80s and beyond.
According to the Alzheimer’s Association 40% of people who are at least 85 are suffering from the disease. And of course, there are other causes of incapacity beyond Alzheimer’s disease.
If you are ready to start traversing a cogently conceived path that leads to a comfortable and secure future we would be more than glad to provide you with a free consultation. You can set up an appointment by giving us a call at 216-472-1500 or 440-951-1525.